FAQ's
NO CREDIT NEEDED Options to get you an INSTANT Decision!
There's NO need to drive to a furniture store...after getting approved you can shop online from the comfort of your home!
Take a Scroll downwards to see which Finance Option works best for you!
Snap Finance
Get Approved upto $5000 with lease to own financing
It's easy! There are four simple requirements to apply.
- Be old enough to enter into a legally binding contract, which may vary by state or territory.
- Have an active checking account.
- Have a steady income of $750 a month.
- Provide a valid email address and smartphone number.
American First Finance
Get approved for up to $5,000 with easy and flexible payment options.
Minimum Requirements
- At least 18 years old.
- Have Photo ID, & a SSN or ITIN.
- Have a Bank Account & Debit Card.
- Make $800 in net minimum monthly income.
Synchrony HOME Credit
Subject tocredit approval. You must be at least 18 years old and reside in the US or its territories to apply.
- 6 months promotional financing on purchases of $299- $1998.99*
- 12 months promotional financing on purchases of $1999 or more*
- Longer term promotions may be available at select Synchrony HOME partner locations. See stores for details.
Pay over time
We've partnered with Bread Pay™ so you can buy what you want now and pay later at a pace that works for you.
Simple application
Get a decision in seconds without affecting your credit score.
Straightforward pricing
What you see is what you get. No hidden fees, prepayment penalties or compound interest.
Pay at your own pace
Financing made easy
Step 1
Shop online at [Merchant]
Add items to your cart. Choose Bread Pay™ and get a real-time decision without affecting your credit score.
Step 2
Select your plan
Pick the option that works for your budget.
Step 3
Complete your purchase
Get your items now and pay over time in monthly installments or four interest-free payments.