FAQ's

Frequently Asked Questions
Have a question? Maybe we have an answer for you here..

How is that your prices are so low? Are they used furnishings? What's the difference between you and other furniture stores?
No, we will never sell any used furniture. All our items are 100% brand new. The difference between us and other competitors is that we TRULY buy direct and in doing so we cut out the middle man and make it possible for our customers to buy at what is referred to "wholesale pricing" in our industry. We strive to offer a great and extensive selection of unique items no other furniture companies will have by receiving many containers every week.

Do you have showroom or store?
Yes- we have 5 locations!  Find the closest location to you here.

How secure is my payment when shopping with Coco Furniture?
PayPal uses SSL technology to keep your information safe. In addition, when you send a payment using PayPal, the recipient won't receive sensitive financial information like your credit card or bank account number. This way, you don't have to worry about paying people you don't know.

Can I pay over the phone?
Unfortunately, we do not accept over the phone payments because it is not secure for you, our customer. We strive to provide secure online shopping. All orders must be placed online. If you are having any difficulty give us a call and we will gladly guide you through to complete your online purchase.

What forms of payment can I use?
We take all major credit cards and as well offer financing with "NO Credit Check".

What if I'm not satisfied with my purchase at time of delivery?
Refunds are not issued except in the case of defective merchandise that we are unable to replace or repair. Returns made after the item(s) have been delivered and accepted must be pre-authorized by calling our customer service center at (305) 203-3394. Orders with a value of $500, plus, which are cancelled after 24 hours of the original order date may be subject to a cancellation and restocking fee of up to 30%, in addition to any warehouse, labor and shipping charges incurred. Special orders and special item(s) CANNOT and WILL NOT be cancelled; NO exceptions. The actual cost of shipping the item to you will not be credited or refunded. Store credit is valid for one year from date of issue. Thereafter, unused credit is forfeited. Claims for damaged items must be filed within 2 calendar days of delivery. Claims received after 2 calendar days of delivery will not and cannot be processed. Please remember to inspect your item(s) immediately upon delivery.

What happens when I place my order? Do I receive an invoice for my order?
You will receive a call to confirm your order and status of the items ordered within 24 hours in which we will provide delivery time frame information. We will then send you an invoice which should not be confused with the confirmation email you receive at time of purchase.

Can I back-order if the item I'm interested in is out of stock?
Yes, if the item is expected to be in stock within one month, we will process you order. In most cases your order should arrive within 4-5 weeks. In the case that we expect the item to be out of stock longer, we will notify you to confirm that you still want the item(s). Please note that we have thousands of items on our website, and we do our best to constantly update availability; However the website availability is not dynamically generated 'real time' inventory.You may contact us anytime via phone at (305) 203-3394.

NO CREDIT NEEDED Options to get you an INSTANT Decision!

There's NO need to drive to a furniture store...after getting approved you can shop online from the comfort of your home!

Take a Scroll downwards to see which Finance Option works best for you!

Snap Finance

Get Approved upto $5000 with lease to own financing

It's easy! There are four simple requirements to apply.

  • Be old enough to enter into a legally binding contract, which may vary by state or territory.
  • Have an active checking account.
  • Have a steady income of $750 a month.
  • Provide a valid email address and smartphone number.
Apply Now!

American First Finance

Get approved for up to $5,000 with easy and flexible payment options.

Minimum Requirements

  • At least 18 years old.
  • Have Photo ID, & a SSN or ITIN.
  • Have a Bank Account & Debit Card.
  • Make $800 in net minimum monthly income.
Apply Now

Synchrony HOME Credit

Subject tocredit approval. You must be at least 18 years old and reside in the US or its territories to apply.

  • 6 months promotional financing on purchases of $299- $1998.99*
  • 12 months promotional financing on purchases of $1999 or more*
  • Longer term promotions may be available at select Synchrony HOME partner locations. See stores for details.
Apply Now

Financing Template Example

Pay over time

We've partnered with Bread Pay™ so you can buy what you want now and pay later at a pace that works for you.

Pay over time

Simple application

Get a decision in seconds without affecting your credit score.

Straightforward pricing

What you see is what you get. No hidden fees, prepayment penalties or compound interest.

Pay at your own pace

Financing made easy

Step 1

Shop online at [Merchant]

Add items to your cart. Choose Bread Pay™ and get a real-time decision without affecting your credit score.

Step 2

Select your plan

Pick the option that works for your budget.

Step 3

Complete your purchase

Get your items now and pay over time in monthly installments or four interest-free payments.

Still have questions?

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